How sustainable is your depot?
We check your existing portfolio independently and without obligation and find out how sustainable it really is. We show green alternatives that could replace the problematic investments.

You don't have an investment yet, but would like to find out more about sustainable, low-risk investments?
No problem - we are happy to take care of it.

With your investments in sustainable financial investments, you set a good example. It is up to you as an investor – and we at InVertas are here to help you.

Even in times of crisis like the Corona pandemic, there is nothing wrong with investing in shares. Note that there is never anything against investing in stocks, unless the price of an individual company is already exorbitantly high or the company does not reflect the personal values of an investor. Especially because of the last point, ESG-compliant securities are becoming increasingly important for investors.

Ethically:
– prevent corruption
– only accept fair manager salaries
– finance companies with sustainable corporate goals
– are committed to a transparent economy

Ecologically:
– cooperate with companies that comply with emission values
– invest in green and renewable energies
– advocate environmentally friendly production conditions
– support sustainable providers

Economically:
– recommend sensible and forward-looking investments
– advocate reasonable returns
– welcome low debt ratios
– are for fair participations

social issues:
- call for the ban on child labor and slave labor
– stand for high standards of occupational safety and health protection
– support social projects
– promote opportunities in socially disadvantaged countries

ESG describes the central aspects that are used to assess the sustainability and ethical consequences of an investment. ESG - Environmental and Social Governance (in German: Environment and social corporate governance) is used as a further term for CSR - Corporate Social Responsibility.
This is an assessment of corporate social responsibility. In other words: it is the voluntary contribution of business to sustainable development that goes beyond the legal requirements. Summarized in a definition, Corporate Social Responsibility describes responsible, entrepreneurial action, which integrates social and ecological concerns on a voluntary basis in business activities and in the interaction with interest groups and beneficiaries.
While ESG investing was in its infancy, it carried the stigma that ethical investing resulted in diminished returns. In recent years in particular, this prejudice has been repeatedly challenged and refuted by investors: companies that have a high focus on social and ethical aspects perform at least as well in comparison.

It is important for you to find a suitable investment. This is based on your personal risk profile, and the following questions are a good place to start:
How long do I want to invest my capital?
How quickly do I want to be able to access my capital again?
What calculated risks am I willing to take?
We will be happy to help you create the ideal risk profile that suits you.

The correctly chosen investment horizon plays a key role in your investment. The earlier you start, the more you benefit from the compound interest effect.
Many investors try to find the perfect time to invest, but make a crucial mistake: they wait too long, which means they miss out on promising market developments and do not benefit from rising prices.
How long do I want to let my capital work and what is the purpose of my investment?
This is the first question every good investor should ask themselves.

The longer the capital is invested, the more diverse the potential investment products are. Money market funds or bonds are often chosen for short-term investments (less than 3 years) as they are only subject to low volatility (market fluctuations). For long-term investments (over 7 years), equity funds are often the best choice. They basically promise a higher return, which is why higher market fluctuations are readily accepted.