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The body is our temple! Keeping him healthy and well secured is our top priority. We'll show you what's important!
The body is our temple! Keeping him healthy and well secured is our top priority. We'll show you what's important!
A good protection of our health is the top priority! "Health is not everything, but without health everything is nothing."
We will create an individual insurance policy for you that offers the best value for money and will guide you through the fine print. We calmly go into all topics, achievements or prejudices so that you can live carefree.
We have a responsibility to ourselves, our family and our future when it comes to our health. The topic is important and often underestimated. We calmly discuss myths, prejudices and options together.
Are you tired of going through the countless pages in your contract and then end up not understanding anything anyway? We light up the darkness! – With us you have a good overview in a very short time and you can see immediately what you have to look out for in your contract.
Are normal in private health insurance. We are not optimally prepared for this at school, in training or at university. So that you start the topic with a good gut feeling – feel free to read our detailed blog post:
It is important in all comparisons that simply cheap is rarely the right choice. Only in the event of damage does it become apparent who is simply insured cheaply and who has really chosen good value for money. We present all options transparently to you.
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Here you will find the answers to questions that we are asked very frequently.
Yes, private health insurance, like statutory health insurance, is becoming more expensive every year. The perception here is often different, as the private health insurance usually increases every 3-5 years instead of every year like the statutory health insurance. All PKV insurers increase on average between 2% and 2.5% per year, while the GKV has become more expensive in recent years by well over 3%. Ascending trend.
These two terms are often mixed up. But you mean something completely different. Every private health insurance contract always includes provisions for aging that merely keep the price stable in old age. Contribution relief components lead to a reduction in contributions in old age (usually 67 years) in return for an additional contribution.
This myth is particularly true in relation to legacy contracts (before 2005) and dying insurers. New contracts are protected against this by many mechanisms. Most new contracts even get cheaper with age. Nevertheless, when saving in working life compared to the statutory health insurance, this contribution should be invested and set aside to counteract any possible increases in contributions.
As an employee who is subject to social security contributions, you are entitled to the same subsidies for private health insurance from the statutory pension insurance as in the statutory health insurance. (currently 7.3 % of your GRV pension - capped at the contribution assessment limit) Chambered professions or self-employed receive no grants. (Exception: Voluntary payment of contributions to the GRV in full (currently 18.6 %)
Daily sickness benefit is an essential component of private health insurance. As soon as you are ill for a long time (more than 6 weeks), the employer no longer pays wages - you then have to pay your private health insurance contribution yourself and you also continue to have the fixed costs. In addition, daily sickness benefit is usually the cheapest component in the private health insurance sector.
For most employed high earners, private health insurance is worthwhile from a financial and performance point of view. However, good and transparent advice is a prerequisite for this.
Health is your most important asset. You are responsible - we will help you to live up to it.
Our passion is to give you a good gut feeling in a professional manner. Always honest and transparent. Convince yourself with our numerous reviews!
Very good and competent advice. The advice is given very quickly in an effort to find the optimal solution. Very good and friendly communication. I can only recommend Invertas for financing.
If you are looking for individual advice, you have come to the right place. First, my personal situation, wishes and risk tolerance were discussed before anything was even suggested to me. All in all it was very enlightening for me, as well as transparent from InVertas.
I always had detailed and competent advice, time was taken for all open questions and concerns and I never had the feeling that I was just being talked into doing something. I'm very satisfied so far!
The InVertas team helped us quickly and easily with our previously confusing change of contract. It was characterized several times by fast and competent advice, as well as by personal customer contact.
Positive: value for money, professionalism, quality, responsiveness to requests. After a successful investment from the past, I was looking for a new partner who would increase my capital. I discovered Invertas by accident, an appointment was quickly made via video chat. The requirement profile was queried in detail, the term was determined, .... that was very positive that they wanted to learn so much about me.
The program was then introduced to me, opportunities and risks discussed and for every type of investment! My advisor was Mr. Marcel Kunz, a competent expert on the market, who tailored the package to my needs.
I particularly valued the fact that products from other suppliers were also discussed, but were not presented in a pejorative way in any way.
Convinced of Mr. Kunz's professionalism, I trust his investment strategy. I look forward to further good cooperation!
I don't usually write reviews but I want to take this opportunity to say thank you to the guys. The advice was simply great and it finally gave me the perspective I needed as a career starter! I encourage everyone to listen to advice from InVertas. I have rarely felt so much understanding and empathy. Thanks!
Alternatively you can contact us at +49 6221 67412 reach.
You cannot have your finances professionally managed without a basis of trust. So get to know us so that you get a serious impression of us!
Do you need a hands-on consultant? Then stop by our beautiful office!
Alternatively you can contact us at +49 6221 67412 reach.