Your

sustainable

profitable

diversified

investment

Let’s work out your ideal investment model together! We focus on your profile and your investor mentality!

Your

sustainable

proftable

diversified

investment

Let’s work out your ideal investment model together! We focus on your profile and your investor mentality!

Investment is our core business

For many years, we have been dealing with investments on a daily basis. Every day we make people smile with this topic. Unfortunately, we keep meeting people who have been deprived of the joy of investing by unfitting and intransparent products. We want to change that.

We do not adapt to any investment fashions. Instead, we focus exclusively on scientifically and empirically proven research. In this way, we ensure that our customers do not chase after any market trend, but are positioned for the long term, solidly and sustainably.

Investment is our strength

We are guided exclusively by scientific, empirical proven research. In this way, we ensure that you are not chasing after some market trend, but are positioned for the long term, solidly and sustainably.

Our help – your decision!

We are happy to act as your advisor and help you to make smart investment decisions. Then, together, we’ll develop an individual portfolio strategy that’s just right for you. All of this, of course, without issue surcharges.

Wealth accumulation or wealth preservation?

You want to build up your assets? We’ll show you how to invest your money intelligently in this low-interest phase. Our accreditation as a financial advisor gives you access to funds that are otherwise reserved for large investors.

Independent portfolio analysis:

You already have a portfolio, but are unsure? We will make an analysis and compare it with alternative possibilities to get even more out of your money. You can get a short insight in the following download (document in German).

Our principles

In doing so, we always focus on our investment philosophy:

Expectations & Wishes:

At the beginning of our cooperation, we ask you about your expectations and wishes. We will also inform you about the potential returns and risks.

Low costs:

Cost is the easiest factor to control in investing. Lower costs mean higher returns for you. That’s why we use low-cost ETFs and avoid expensive management.

Tansparent compensation:

Our fee is very easy to understand. We charge a transparent fee linked to the size of your investment. All costs are clearly communicated to you in advance.

Get to know our 10 investment principles:

Learn about the cornerstones of our investment philosophy!

Take care of your investments today

We help you to clarify the complex facts and show you your investment options. Get to know us in a free initial consultation!

Opinions of our
clients

Our passion is to give you a professional good feeling. Always honest and transparent. Convince yourself with our numerous reviews!

InVertas GmbH | Finanzberater und Baufinanzierer in Heidelberg

4.9

Based on 145 reviews

Joana Loureiro

2 years ago

David was incredibly helpful and made the whole process of choosing a retirement plan super easy and clear. We had several calls with him to go through all our questions. It was super ease to reach him and he clarified all our questions and gave super useful advice. As we are an expat couple it was really challenging to understand the German retirement system on our own and we wouldn’t have made any decision without David help. We truly recommend InVertas for financial advice especially if you are an expat.

Dumm Bär

2 years ago

Mr. Malinowski impresses with his detailed specialist knowledge of the property. gladly again

Ciaran Ward

2 years ago

David Reinhard made the entire process incredibly easy and indeed he was a pleasure to deal with. Highly recommend :)

Ragnar Strutz

2 years ago

Very friendly, committed and professional staff. During the purchasing process, emphasis was always placed on transparency, fairness and quick clarification of queries. From the exposé to the negotiation and financing arrangement, it was the best experience we have had in a long time.

Олена Портянка

2 years ago

Yes, the company trustworth, because they invest in professional staff. David Reinhard one of them. The information they provide was accurate, relevant and very helpful. Thank you so much

Simone Campanelli

2 years ago

We have used Invertas for private pension plan consulting. For us 5 Stars are NOT ENOUGH! The professionalism, courtesy and competence of David Reinhard are outstanding. He never made us feel bad, whatever questions we asked or how many times. On the contrary, I feel always a sense of serenity and trust when I ask clarifications, when I share my thoughts with him and when we discuss the best solutions for us. We recommend Invertas 100% and we think of using it for other topics as well.

Genevieve brady

2 years ago

David Reinhard at Invertas gave me excellent and detailed advice. I certainly trusted him to find me the best pension options. Would definitely recommend him and Invertas!

Ariel Conant

2 years ago

David was incredibly helpful and patient during the entire consultation process. We ended up having several calls where he was able to walk me through everything and answer every question I had. As a US Expat, the intricacies of equity, stocks, and pension planning in Germany can be really confusing, but David was able to lay out all of my options clearly, and give advice without any pressure. I feel so much more confident in our future and financial planning now.

Antoine Broisin

3 years ago

David has been very helpful throughout the process of investing my savings. From our first consultation, he genuinely listened to my concerns and questions and suggested a personalized investment plan perfectly tailored to my needs and goals. I highly recommend him to anyone seeking a dedicated and knowledgeable financial advisor.

Jeremia Elmlinger

3 years ago

I have been receiving investment advice from David Reinhard for a long time and I am very satisfied. He takes a lot of time to answer my questions, answers them expertly but is easy for me to understand, and is always easy to reach. I feel very safe and would definitely handle it again through InVertas and Mr. Reinhard.

H. Löwen

3 years ago

very friendly and expert advice on retirement planning issues. Thank you for that.

Samuel Pfaff

3 years ago

We sought advice from Mr. Reinhard in the area of retirement planning and are extremely satisfied. Mr. Reinhard took the time to give detailed advice, was always easy to reach if we had any questions and helped us find the best possible solution for our individual situation. We particularly liked his high level of transparency, his passion and his ability to explain complex issues in a compact and understandable way. We feel very well looked after and can recommend InVertas and especially Mr. Reinhard without reservation.

Bryan Thomas

3 years ago

Really great experience! We approached David to figure out a pension plan and he walked us through the entire thing explaining every detail of the confusing pension schemes here in Germany. Had two very pleasant calls where he patiently answered all our questions and helped us choose the right plan. I’d highly recommend working with David!

sundararaghavan santhanam

3 years ago

I would recommend David Reinhard for his knowledge in the field and for having been transparent and eager to help and answer all my doubts in a straight forward manner while choosing my private Basis pension scheme in Germany.

Pablo Enrique Kraemer

3 years ago

I wanted advice regarding my pension in Germany after being a longtime expat. After my inquire, in no time, an online meeting was set and I got all the information and advice I requested. David informed me precisely, showing expert knowledge of the German pension and tax system. The 1 hr. meeting went along in a very professionals and kind atmosphere. I highly recommend David and InVeritas.

Zino Barbieri

3 years ago

I was advised by David Reinhard and after several discussions with different advisors, I decided to entrust my finances to David. He gave me detailed and transparent advice and gave me the best feeling in the end. Well then I hope that I don’t end up in old age poverty in 40 years. ;)

Sebastian Knaup

3 years ago

Good and friendly advice Very nice and helpful

Daniel Salman

3 years ago

I was advised by David Reinhard. Was a very competent and friendly consultation. I can recommend to everyone

Nina Müller

3 years ago

As a young person, I had no idea about the subject of retirement provision and investment. I am very grateful to Mr. Ulpts for taking so much time for me and for explaining everything in detail right from the start. Now I have a great gut feeling and I am very grateful to InVertas!

M M

3 years ago

Thanks for the extremely competent advice Martin Brinkmöller! I felt very well looked after, the consultation was very transparent.

Ang1966 Querdetz

3 years ago

We have been with InVertas for a number of years and are absolutely satisfied. Very competent and friendly. We feel very well cared for here. We can recommend the company with a clear conscience. Very special thanks to Mr. Dillge and Mr. Bertram.

Nora Hollerith

3 years ago

I had consultations with David. He provided us excellent financial advice and knowledge as well as great plans for our retirement investments.

Alexander Tumler

3 years ago

Great advice and super friendly team!☺️

Venkatesh

5 years ago

David Reinhard has the patience and knows the details. He gives the time that is needed for the advice and is really good in what he does. He came across as someone who does his best to win the trust and confidence.

Faisal Anees

5 years ago

It was nice being supported with a professional representative – ( David Reinhard ) who advised and gave us the best suited and transparent advise. This not only gave us the confidence but also motivated us to start with our goal.

Kristian Noullet

6 years ago

My contact person at InVertas was very professional, explained with meticulate detail my various insurance options and patiently helped me find products fitting my purposes. I especially appreciated the explanation of the systems and related costs, as well as their (potential) evolution. I tend to be at ease with numbers, but now I feel like I actually understand a bit more about the (German) insurance system. I felt that I was being treated in an honest and transparent manner (e.g. in regards to where/how they get their cut) and it didn’t feel like I was being talked down to, although some questions certainly may have seemed extremely fundamental.

Redi Rodion

6 years ago

Great input into funds and stack investment, professional support yet at the same time understandable breakdown, thanks Martin!

Yulong Zhuang

7 years ago

Very nice experience, they are patient and supportive.

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