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Your company
pension plan

The all-round carefree package for employers and employees. We create a liability-minimized bAV concept for you!

Your company
pension plan

The all-round carefree package for employers and employees. We create a liability-minimized bAV concept for you!

For employees

bAV For employees

Take advantage of all subsidies for your pension plan! Both the employer and the state must support you within your oc­cu­pa­tio­nal pension! Un­fort­u­na­te­ly, many employees receive no or too little support, even though you are entitled to it by law.


In addition, many contracts are too expensive and too defensive. Here you can hardly talk about „saving“. We analyze your contracts for free and give you tips for the perfect approach.

free com­pa­ri­son of bAV tariffs

We provide you with a complete analysis of your existing company pension plan and compare contract models with each other. We always take into account the returns, the sus­taina­bi­li­ty of your in­vest­ments, the costs, the lia­bi­li­ties of the em­ploy­er’s com­mit­ments, the pension factors, and much more.

For employers

bAV For employers

You don’t buy company pension plans „off the peg“. We create an in­di­vi­du­al, tested pension concept for your staff. As an employer, streng­then the bond with your employees and increase the at­trac­ti­ve­ness of your company. Our bAV spe­cia­lists accompany you in the creation, con­sul­ta­ti­on, and ad­mi­nis­tra­ti­on of your in­di­vi­du­al pension concept. We also ensure that your plan is legally compliant.


Let us surprise you with how simple a digital company pension plan can be today.

Share­hol­der-managing director- pension plan

In­di­vi­du­al creation of a GGF concept, which is aligned to your own ideas. Topics such as in­sol­ven­cy security, tax reduction, pro­tec­tion of surviving de­pend­ents and cost reduction are largely considered.

We create a provision for the managing director which deserves this name.

Through a managing di­rec­tor’s pension scheme, con­tri­bu­ti­ons can be presented as a business expense – we advise you!

oc­cu­pa­tio­nal di­sa­bi­li­ty insurance – without health questions

An oc­cu­pa­tio­nal di­sa­bi­li­ty insurance protects you from high financial losses in the event of a claim. But the employer also benefits from the advice of our experts, as we eliminate liability risks. Through group rates, we obtain the most favorable premiums for high-quality coverage. The best part? Annoying health questions are com­ple­te­ly eli­mi­na­ted or reduced to a minimum. So (almost) every one of your employees has the chance to benefit from this coverage.

Take care of your about your company pension plan

Let’s di­gi­ta­li­ze, compare and take your insurance to the next level together so you can think about your finances with a smile.

Opinions of our

Our passion is to give you a pro­fes­sio­nal good feeling. Always honest and trans­pa­rent. Convince yourself with our numerous reviews!

Jeremia ElmlingerJeremia Elmlinger
08:06 17 Oct 23
I have been receiving in­vest­ment advice from David Reinhard for a long time and I am very satisfied. He takes a lot of time to answer my questions, answers them expertly but is easy for me to un­der­stand, and is always easy to reach. I feel very safe and would de­fi­ni­te­ly handle it again through InVertas and Mr. Reinhard.
H. LöwenH. Löwen
13:38 12 Oct 23
very friendly and expert advice on re­ti­re­ment planning issues.Thank you for that.
Samuel PfaffSamuel Pfaff
14:57 11 Oct 23
We sought advice from Mr. Reinhard in the area of ​​re­ti­re­ment planning and are extremely satisfied. Mr. Reinhard took the time to give detailed advice, was always easy to reach if we had any questions and helped us find the best possible solution for our in­di­vi­du­al situation. We par­ti­cu­lar­ly liked his high level of trans­pa­ren­cy, his passion and his ability to explain complex issues in a compact and un­der­stan­da­ble way. We feel very well looked after and can recommend InVertas and espe­ci­al­ly Mr. Reinhard without reservation.
Bryan ThomasBryan Thomas
20:39 09 Oct 23
Really great experience!We ap­proa­ched David to figure out a pension plan and he walked us through the entire thing ex­plai­ning every detail of the confusing pension schemes here in Germany. Had two very pleasant calls where he patiently answered all our questions and helped us choose the right plan.I’d highly recommend working with David!
I would recommend David Reinhard for his knowledge in the field and for having been trans­pa­rent and eager to help and answer all my doubts in a straight forward manner while choosing my private Basis pension scheme in Germany.
Pablo Enrique KraemerPablo Enrique Kraemer
05:50 28 Sep 23
I wanted advice regarding my pension in Germany after being a longtime expat. After my inquire, in no time, an online meeting was set and I got all the in­for­ma­ti­on and advice I requested. David informed me precisely, showing expert knowledge of the German pension and tax system. The 1 hr. meeting went along in a very pro­fes­sio­nals and kind at­mo­sphe­re. I highly recommend David and InVeritas.
Zino BarbieriZino Barbieri
16:50 17 Sep 23
I was advised by David Reinhard and after several dis­cus­sions with different advisors, I decided to entrust my finances to David. He gave me detailed and trans­pa­rent advice and gave me the best feeling in the end. Well then I hope that I don’t end up in old age poverty in 40 years. 😉
Sebastian KnaupSebastian Knaup
16:58 30 Aug 23
Good and friendly ad­vice­Very nice and helpful
Daniel SalmanDaniel Salman
09:33 08 Aug 23
I was advised by David Reinhard. Was a very competent and friendly con­sul­ta­ti­on. I can recommend to everyone
Nina MüllerNina Müller
11:46 02 Aug 23
As a young person, I had no idea about the subject of re­ti­re­ment provision and in­vest­ment. I am very grateful to Mr. Ulpts for taking so much time for me and for ex­plai­ning ever­y­thing in detail right from the start. Now I have a great gut feeling and I am very grateful to InVertas!
13:36 30 Jul 23
Thanks for the extremely competent advice Martin Brinkm­öl­ler! I felt very well looked after, the con­sul­ta­ti­on was very transparent.
Ang1966 QuerdetzAng1966 Querdetz
12:09 31 May 23
We have been with InVertas for a number of years and are ab­so­lut­e­ly satisfied. Very competent and friendly. We feel very well cared for here. We can recommend the company with a clear conscience.Very special thanks to Mr. Dillge and Mr. Bertram.
Nora HollerithNora Hollerith
20:12 14 May 23
I had con­sul­ta­ti­ons with David.He provided us excellent financial advice and knowledge as well as great plans for our re­ti­re­ment investments.
Alexander TumlerAlexander Tumler
14:19 12 May 23
Great advice and super friendly team!☺️
08:18 22 Jan 22
David Reinhard has the patience and knows the details. He gives the time that is needed for the advice and is really good in what he does. He came across as someone who does his best to win the trust and confidence.
Faisal AneesFaisal Anees
19:30 22 Dec 21
It was nice being supported with a pro­fes­sio­nal re­pre­sen­ta­ti­ve – ( David Reinhard ) who advised and gave us the best suited and trans­pa­rent advise. This not only gave us the con­fi­dence but also motivated us to start with our goal.
Kristian NoulletKristian Noullet
13:20 23 Oct 20
My contact person at InVertas was very pro­fes­sio­nal, explained with me­ti­cu­la­te detail my various insurance options and patiently helped me find products fitting my purposes.I espe­ci­al­ly app­re­cia­ted the ex­pl­ana­ti­on of the systems and related costs, as well as their (potential) evolution. I tend to be at ease with numbers, but now I feel like I actually un­der­stand a bit more about the (German) insurance system.I felt that I was being treated in an honest and trans­pa­rent manner (e.g. in regards to where/how they get their cut) and it didn’t feel like I was being talked down to, although some questions certainly may have seemed extremely fundamental.
Redi RodionRedi Rodion
23:51 08 Jun 20
Great input into funds and stack in­vest­ment, pro­fes­sio­nal support yet at the same time un­der­stan­da­ble breakdown, thanks Martin!
Yulong ZhuangYulong Zhuang
10:27 23 Apr 20
Very nice ex­pe­ri­ence, they are patient and supportive.