Pension calculator Germany
Use our pension calculator to find out how high the German Goverment pension will be for you.
Pension calculator Germany
Use our pension calculator to find out how high the German Goverment pension will be for you.
Why does a private pension make sense?
The goverment pension will not be sufficient to maintain your standard of living in old age. This is because fewer and fewer contributors have to finance more and more retirees. So do yourself a favour and take care of your pension yourself!
How much pension are you going to get?
With our pension calculator you can find out what pension you will receive from the government pension. The calculator is there to get an initial overview quickly and easily. Book yourself a free initial meeting with us, to find out how you can close your pension gap in the most efficent way.
Why should you start today?
Time and a good investment are the most important factors for your retirement. In our calculator you can see how many euros you have to spend each month to close your pension gap. The earlier you start, the cheaper it gets.
Today
Starting in 1 year
Starting in 3 years
Starting in 5 years
Related blog articles
Dive deeper into the topic of retirement planning in Germany by reading our blog articles.
The perfect pension plan
The perfect pension plan, that is a great name, right? Here is how it works: This system not only allows…
Read more >
- David Reinhard
- June 13, 2023
42% Tax-refund with the Rürup-pension – How to save taxes with private pension plans in Germany
When you make over 60k a year, the Rürup-pension plan (also called Base pension) is very interesting for you, because…
Read more >
- David Reinhard
- June 12, 2023
Why is planning for your retirement in Germany so important, especially for Expats
After reading this blog, you will have a better understanding about how the German pension system works, why you need…
Read more >
- David Reinhard
- February 6, 2023
You can find more articles tailored for the needs of expats in Germany in our blog.
Frequently asked questions
Here you will find the answers to questions that we are asked very frequently.
As an international professional working here in Germany it is important to understand the German pension system because it is different from most other countries and not very intuitive. We gladly explain that in our consulting, to get an idea in advance you can click on the Altersvorsorge page and use the retirement calculator.
The German pension system essentially is a scam, as the money contributed is not saved for the contributor, but instead goes directly to current pensioners. With the declining working population in Germany, there are not enough people paying in to support current pensioners, leaving the pension payout to be very low.
Yes you can. In Germany there are huge tax advantages and incentives for long term investing. Depending on what fits your individual situation we choose a framework that makes the most sense for you. Investment plans that you can deduct from your tax especially are interesting for high earners and freelancers due to their high tax burden.
The Perfect Pension Plan is a way to get a stable pension combined with financial flexibility when you retire. It enables you to use the German tax system to your advantage. Done correctly, you have hundreds of thousands of euros in savings just from tax refunds that you can access when you retire.
Read more details in out article about the perfect pension plan.
Retirement planning is essential for expats, since the longer you wait to start planning, the more difficult it will be to save for the future. Planning for retirement should not be put off, as the longer you wait, the more difficult it becomes.
We look at your individual situation and explain the available options to you. We also show you detailed numbers for the option you want to explore. Not only that, but we are there for you throughout the whole process, as you can tell from the outstanding reviews and recommendations from our clients.
Take care of your private pension today
We help you to clarify the complex facts and show you your investment options. Get to know us in a free initial consultation!
Opinions of our
clients
Our passion is to give you a professional good feeling. Always honest and transparent. Convince yourself with our numerous reviews!
Vanessa Kuenzel
Among other things, I asked for a pension plan there and I am really positively impressed by the consultant. He responded very well to my wishes and was and is really always available for me! For my questions he has always taken a lot of time and also very much patience and friendliness! The product recommended by him I had compared with others and finally decided for this. On the one hand, because the product really convinced me in the end and on the other hand, because the consultant David R. really took the time and explained everything to me again and again in a very understandable and good way. Great consultant who really does not leave you hanging!
Anke Schneider
Many thanks to Mr. David Reinhard for the detailed advice and patience in answering my questions – sympathetic and competent!
Lukas Prechtl
Super good financial service from David Reinhard! The advice is based on your own needs and interests and not on the interests of the respective insurance companies / banks.
Pascal Stock
The advice given by Mr. Reinhard when changing the Riester pension was professionally very good, fast and even via video telephony uncomplicated and possible at any time. Therefore, I can highly recommend this.
Faisal Anees
It was nice being supported with a professional representative – ( David Reinhard ) who advised and gave us the best suited and transparent advise. This not only gave us the confidence but also motivated us to start with our goal.
Venkatesh
David Reinhard has the patience and knows the details. He gives the time that is needed for the advice and is really good in what he does. He came across as someone who does his best to win the trust and confidence.